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Fannie Mae Mortgage Rates History

Fannie Mae was involved in the subprime crisis but did not cause it.Banks repackaged Fannie’s mortgage-backed securities into bundles called collateralized mortgage obligations.They took the bundles and sliced them into tranches.For example, they put all the low-interest payments into one tranche.

Many conventional loans are subsequently sold to Fannie Mae or Freddie. You can also get an adjustable-rate conventional loan, which starts at a. can afford a 20 percent down payment and have a good credit history.

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